The Department of Housing and Community Services will offer second mortgage financing to first-time home buyers who meet the program guidelines. The purpose of the program is to ensure that the county continues to have an adequate supply of workers in local jobs that are critical to the safety and well being of our county residents. The loan cannot exceed 33% of the total purchase price or the appraised value of the home and property, whichever is less.
At least one of the borrowers must fall into one or more of the following categories.
Teacher employed full time in Queen Anne's County
Law enforcement officers, including correctional officers, employed full time in Queen Anne's County by County or municipal government
Emergency Medical Technician employed full time in Queen Anne's County
An active member of a Queen Anne's County Volunteer Fire Company for the past 12 months
This includes both firefighters and Emergency Medical Technicians
The President of the County Volunteer Chief's Association must certify eligibility for this category