Senior Citizen Home Repair
Terry Crane, Quarter Master of VFW Post 7464 in Grasonville, presents a $3,000 check to Mickey Lomax, Housing Program Administrator (left) and Mike Clark, Executive Director (right). The generous donation is to be used to benefit the Senior Citizen Home Repair fund.
Emergency Mortgage Assistance Program (EMA)
Maryland received $40 million to assist homeowners in addressing back mortgage payments. The funding came from the U.S. Department of Housing and Urban Development with the goal of helping homeowners who were facing foreclosure due to job loss or a decrease in wages, including those who lost income due to illness.
Queen Anne’s County applied to become a prime partner for the Emergency Mortgage Assistance Program (EMA) and was awarded the contract. In the course of approximately 5 months, we processed over 100 complete mortgage applications. Over 1/3 were approved and 32 households were able to save their homes from foreclosure. Candice Darling, Housing Program Administrator, administered this program.
Special Loans Program
Through the special loans program we were able to replace a dilapidated trailer without heat, running water, minimum electric and a leaky roof with a brand new stick-built home. This project was accomplished via our Special Loans Program thru the Community Development Agency (CDA). The residence is home to a grandmother, mother and 3 children - who certainly celebrated a Merry Christmas this year! Mickey Lomax is the Housing Program Administrator responsible for this project
Mr. Lomax is involved with another project replacing an old worn-out trailer with a new home adding an A-frame roof, well, and septic system.