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Posted on: October 12, 2018

QAC Works to Reduce Flood Insurance Premiums

flood insurance


Queen Anne’s County has begun an application process that could save homeowners and businesses 10 percent on their flood insurance premiums.

Todd Mohn, director of public works, said that the county has about 2,300 homes and buildings which pay about $1,383,000 annually in flood insurance premiums.


“Flood insurance is made available to property owners through the county's participation in FEMA’s National Flood Insurance Program,” said Mohn. “The NFIP's Community Rating System (CRS) recognizes communities with local regulations exceeding the minimum standards by reducing flood insurance premiums for property owners within those communities.”


Queen Anne's County administers a floodplain management program which would likely qualify for a 10 percent discount on flood insurance premiums paid by homeowners and commercial businesses in the regulated floodplain, said Mohn. Our participation in the Community Rating System is anticipated to result in a combined yearly savings of about $95,000 for county businesses and homeowners.


During the October 10, Queen Anne’s County Commissioners’ Meeting, the board gave the green light for public works staff to move forward with this project that will provide some financial relief to citizens. Mohn said he expects the process to qualify for the discounts to take about a year.

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